Price watch
Buy it when it drops
Set a target and a deadline. Pact checks the price and buys the moment it hits.
Pact for groups
Money your group agrees on
An agent in your group chat that watches prices, splits the bill and pays on PayPal. It never moves money without your approval.
Group money that only moves when you say so
- Payments without your approval
- 0
- Kinds of pacts
- 4
- Hold to approve
- 1
- To settle a group buy
- 3days
How it works
Say it in chat. Pact does the rest.
Describe the plan in plain words. Pact drafts it, everyone commits their part, and it runs on its own.
A pact for every plan.
From a one-off group buy to a monthly standing order, each pact has its own limits and its own members.
Group buy
Split it, with caps
Everyone commits their share. Funds are held, then captured only when all are in.
Standing order
Pay on a schedule
Rent, subscriptions, coffee runs. Each run stays inside the limits you signed.
Send & request
Settle up in chat
Ask a friend for their half or pay them back without leaving the thread.
Built on PayPal
Real payments, not IOUs
Every charge, hold and payout runs on PayPal. Pact decides when; PayPal moves the money.
Saved payment methods
Members connect PayPal once. Pact charges it only inside the caps and dates they agreed to.
Hold first, then capture
Group buys hold every share and capture only when everyone is in. If anyone drops out, the holds are voided.
Payouts
Pay a friend back or settle a split straight to their PayPal account.
Safe by default
Nothing moves without you
The agent can suggest anything. Only you can approve a payment.
Passkey approvals
Every payment you approve is signed on your device.
A policy engine, in code
Caps, payees and expiry dates are checked before any PayPal call.
The AI never types money
Prices and amounts come from the server, never from the model.
Safe retries
Each PayPal request carries an idempotency key, so a retry can't charge twice.
Automatic unwinds
If a group buy falls through, held funds are voided or refunded.
Red-teamed
Passes 100% of our prompt-injection and money-safety evals.
Fair splits, even with caps.
This is the same split Pact runs before anyone is charged.
Try a split
Set the price and everyone's cap. Anyone who can't cover an even share pays their cap, and the rest is shared by everyone else.
Priyaat cap$150.00
Sam$199.99
You$200.00
Questions
What is Pact?
Pact is a money agent that lives in your group chats. You describe a plan, like buying something when it drops or splitting a bill. Pact drafts it, everyone commits their part, and it pays through PayPal.
Does Pact hold my money?
No. Payments run through PayPal. Pact keeps references to saved payment methods on the server and never sees card numbers.
What can the agent do without me?
Only what a mandate you signed allows: a specific payee, a cap and an end date. Anything outside that asks you first, and you approve with your passkey.
What if someone drops out of a group buy?
Shares are held, not charged, until everyone commits. If the pact doesn't complete, the holds are voided and nobody pays.
Can I use it today?
Pact is in an invite-only preview, and payments run on test money. Ask the team for an invite link.
Start a pact with your people
Pact is invite-only during the preview. Sign in with a passkey in seconds.
Open Pact